Don't Make This Silly Mistake With Your New York Accident Lawyer
A New York Accident Lawyer Can Help You Understand the No-Fault Insurance System
Car accidents are a common incident in New York City. While most of them are simply accidents that cause fender benders, a few can cause serious injuries. The injured parties should immediately contact 911 and seek medical care.
A New York car accident lawyer can assist victims with their legal requirements following an accident. They can assist in obtaining the compensation they need for medical expenses and lost wages.
No-fault Insurance
New York is an insurance no-fault state. This means that all drivers pedestrians, passengers and passengers as well as bicyclists and cyclists are covered automatically by their insurance policies for automobiles. This includes medical expenses, lost wages, and other costs related to accidents. While this has helped to protect car accident victims from being buried by cost-out-of-pocket but it is essential to know exactly what it does and does not mean.
In order to qualify to benefit from No-Fault insurance, it is necessary to meet certain criteria. First and foremost, you must be injured in a motor vehicle accident that occurred in the state of New York. You must be a passenger, driver or pedestrian in the insured vehicle. The person injured must be treated in a hospital or by a licensed provider. You must have also suffered "a serious injury."
Serious injuries are defined in the New York State Insurance Law as being a long-lasting and significant loss of function, permanent disfigurement, or death. These are all extremely severe injuries that can have a devastating negative impact on the person's life. If you've been injured in an New York car accident, an experienced New York injury attorney can help you get the compensation that you deserve.
A lawyer can assist you with the legal process in a variety of ways following a serious auto accident. They can explain your legal options, conduct a thorough investigation, and bargain with the insurance company on your behalf. They can also file a court case on your behalf against the person who caused the accident.
You may have to pay astronomical medical bills along with lost wages, and other expenses following a serious car accident. No-fault insurance can help with these costs and other expenses, so you should seek out treatment after an accident, even if you feel okay.
If you are unable return to work, no-fault will pay 80 percent of your wages lost up to $2,000 per month. It also covers a number of your out of pocket costs, including the cost of household assistance.
Insurance companies will often schedule an IME (Independent Medical Examination) or EUO, or an Exam under Oath. Attendance is mandatory, as the absence of this could result in retroactive denials of benefits.
Pure comparative fault
In many car accident cases plaintiffs may be liable in part or full for the accident. The law permits the injured party to claim damages in proportion to the proportion of fault that can be given to them. This is referred to as pure comparative fault. Pure comparative differs from modified comparative, which limits the amount a person could be considered to be owed to prevent them from receiving financial compensation. Modified comparative-fault states usually set the bar between 49 to 51 percent.
In a car accident case the plaintiff's legal responsibility for the accident rests on proving two things that are causation and negligence. Negligence is the violation of the law or committing a breach of the law with reckless negligence. Causation refers to the way in which the negligence directly led to the injury. To establish legal liability plaintiffs must also demonstrate economic losses, such as medical expenses, lost income and travel expenses resulting from their injuries. Non-economic losses are emotional trauma, suffering and pain.
New York is among the 13 states with a pure comparative fault law, which means that the injured party can still claim compensation even if they are partially responsible. If the claimant is found to be more than 50 percent at fault, they are exempt from any claim for damages. In this situation it is essential to work with a skilled attorney.
Comparative fault is applicable to nearly any personal injury or wrongful death case in which a victim (or the heirs of the deceased) has suffered emotional or physical injuries. The concept of comparative fault is more complex in cases of wrongful deaths.
It is important to understand the principle of comparative negligence when filing claims for compensation following an accident in New York. Your lawyer will collaborate with the insurance companies to get you the maximum compensation for your injuries.
Joint and several liability could also apply if there are multiple defendants. This system divides the verdict among all defendants if a jury finds you jointly and severally liable for the accident. This is an excellent way to ensure you get the maximum amount of compensation for your injuries.
Insurance Company Tactics
The aftermath of a car accident can be equally stressful. Victims of injuries are often faced with medical bills, loss of income due to not being able to work or suffer physical discomfort. They also have to worry about whether they can cover rent and other expenses that are part of their daily lives. The last thing they want is to be sucked into the tactics of a stalling insurance company who is trying to convince them to accept a settlement offer that is low.
The reality is that most insurance companies are focused on making money and they do this by denial or reducing claims. Insurance representatives will use any method to stop you from receiving the amount you are entitled to. It is crucial to employ an experienced New York car accident attorney to ensure that you are treated fairly. The lawyers at Mirman Markovits & Landau PC are experienced in fighting for the rights car accident victims. Our lawyers will fight insurance companies and their shady tactics.
Insurance companies will do all they can to delay your claim or stall the negotiations in order to save as much as possible. They will also try to avoid accountability by arguing that your injuries are not caused by the crash or they do not require treatment. They might even claim that the crash was caused by a previous medical condition.
In certain cases an insurance adjuster may come up with a settlement amount that seems reasonable. This is a typical method that a lot of people are enticed by. This offer is much lower than the amount you'll have to pay to cover medical expenses and other damage.
New York law requires that all drivers have no-fault insurance. However, it is common for people to be injured while driving or riding in another person's vehicle. The most frequent causes of accidents are distracted driving, reckless driving and speeding. Distracted driving is when a driver is using an electronic device to send or receive text messages, make phone calls or listens to music driving. Distracted driving could result in drivers losing control of their vehicle, resulting in serious accidents. Other causes of accidents include drunk driving weather conditions, road conditions and road conditions.
Reckless driving
If you've been injured in a car crash caused by reckless driving, you may be entitled to compensation. A New York City reckless driving accident lawyer can help you determine the cause of the accident and identify all parties that could be accountable for your injuries and losses. They may also file a lawsuit or claim against the driver in order to recover damages.
According to the New York criminal code, reckless driving is defined as driving a car in a way that it puts other drivers or cyclists, pedestrians, and cyclists in danger. To convict a person of this crime, a police officer must show more than just negligence or recklessness. The officer must show that the driver was aware that their actions could result in an accident or place others in danger.

In some cases even a minor traffic offense could be viewed as a type of reckless driving in New York. Running a stop sign or red light could result in an accident that is serious. If an individual driver is found be driving recklessly, they may be convicted of a misdemeanor and face either a fine or jail sentence.
Reckless driving can cause severe injuries to other drivers, pedestrians, and bicyclists. A conviction for this crime can lead to the addition of points to your license, as well as hefty fines. This could lead to a driver's insurance premiums increasing significantly. It's important to hire a New York reckless driving accident attorney to ensure that the driver is found guilty on a fair basis.
The laws regarding reckless driving in New York are extremely strict and could result in substantial penalties including fines and imprisonment. The severity of the penalty depends on a variety of factors, such as the severity of an accident and whether there were aggravating circumstances. You Tube for reckless driving could also result in the suspension of a driver's licence.
An attorney for reckless driving who has experience can determine the cause of an accident and gather evidence to prove your innocence. The evidence could include witness statements and cellphone records to look for distracted driving, photos and videos taken at the scene of the crash as well as official medical reports and toxicology reports. They will file and litigate lawsuits or insurance claims to secure the highest amount of compensation for your injuries.